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Business Finance Options

Active Business Finance offers a wide range of business finance options. designed to help businesses of all sizes thrive. From unsecured business loans and revolving credit facilities to asset finance and invoice finance, we provide tailored solutions to support your cash flow, growth, and operational needs. Explore the diverse business finance options below to find flexible terms and competitive rates that work for your business.

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020 4525 2521

Unsecured business loan

Unsecured business loans are the most popular form of finance as they do not require any assets. You do not have to be a homeowner for an unsecured business loan but it will help if you are. Despite being unsecured, you will typically have to provide a personal guarantee however this isn’t always required.

£1m

Max loan

1-6

Years

6.2%

Rates from
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Revolving credit facility

A revolving credit facility can also be described as an alternative overdraft as you only drawdown what you need and you are only charged interest on the outstanding amount. RCF’s provide maximum flexibility and they can be paid back early at any time and at no cost. This is a short term and very flexible option.

Quick

Decisions

£2m

Up to

Flexible

Facility
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Asset finance

Asset finance is used for purchasing and refinancing assets such as vehicles, equipment and machinery. As the lender takes security against the asset, it is typically cheaper and easier to get finance for compared to other finance products. Asset finance can also be tailored to your needs as there are many variables involved.

All

assets considered

1-5

Years

4%

Rates from
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Merchant cash advance

A merchant cash advance is a loan against your card payments via your merchant account. The lender will look to lend around 1 month’s card takings. You also only pay back a % of your card takings each month which can really help with cash flow if you are a seasonal business.

High

approval rate

7-18%

split

1.1-1.4

Factor rate
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Secured business loan

Secured business loans require a property to secure against. Secured loans are much easier to get approved for as it is more about the property itself and exit strategy rather than the perfomance of the business. As a result, a secured option can be useful if you’re struggling to get an unsecured business loan.

£100k+

Loan amount

1-20

Years

2.9%

Rates from
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Invoice finance

Invoice finance is a facility where the lender will pay up to 85% of your invoices as soon as they receive them so that you don’t have to wait for your clients to pay. Once they are paid, the lender will take around 1-3% of the invoice amount as their fee. This can help ease cash flow and is usually seen as a long term form of finance.

£20k+

Loan amount

PAYG

available

Instant

Approval
Learn more

Get in Touch

020 4525 2521
Phone
info@activebusinessfinance.com
Email

Golden Cross House,
8 Duncannon St,
Strand, London
WC2N 4JF

Best solution

Not sure which option is best? We will identify the best option for you or provide you with multiple options for you to decide on how you would like to proceed.

No fees

We charge no fees on all our business finance options as the lender’s pay us, not you. It is therefore in our best interests to find the best possible option for you.

Quick funding

We can get you funding within a few hours, but on average it will be within 2-3 working days. It is also dependent on the finance option that you’re looking for.