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Apply for a Merchant Cash Advance

  • Based on card sales/ online payments

  • High approval rate with 80% of applications approved

  • Flexible repayment based on a small % of card sales

  • Great for cash flow/ seasonaility

  • No fees

UK Limited Companies

£5,000 to £500,000

Repayment % from 6%

Decision in 48 hours

How it works

Application

Submit an enquiry or get in touch so that we can discuss your funding requirements.

Approval

We will approach and liaise with the relevant lenders to source the approvals that meet your requirements.

Acceptance

Choose to accept the offer and funds will be released within 24 hours.

High approval rate

We understand how the lenders work and their requirements and therefore have a very high approval rate allowing us to get the best finance for your business.

Dedicated finance specialist

We will be here from start to finish keeping you updated at all times so you always know the status of your application.

Free service

The lenders pay our fees, not you, and so there is no difference whether you use us or go direct.

Access whole market

We have access to all the leading lenders in the UK across all product types allowing us to find the best finance option for you.

Am I eligible for a merchant cash advance?

You must take card payments or receive online payments/ sales to be eligible for a merchant cash advance. The MCA is based on the card sales that you receive and the repayment is a % of these sales which is great for cash flow/ seasonality.

Will this affect my credit score?

No. We do not run any credit checks on you. We are very selective about the Lenders we apply to on your behalf and they only run a soft credit check which will not have any impact on your credit rating.

How much can I borrow?

When you submit our application form above, one of our finance specialists will contact you to check your eligibility and advise you know about how much you can borrow. This will depend on the financial position of your business and we will discuss this when we contact you.

What documents do I need to provide?

The documents required varies by lender and your requirements, however we will typically ask for your business bank statements and latest accounts.

How long does the process take?

The process depends on the product applied for, but typically funds are arranged within 2-3 working days of receiving the information we require.

Do you charge any fees?

No, we do not charge any fees. Our fees are paid by the lender, so there is no difference whether you go direct or through us.

I have poor credit, can I still get a loan?

Yes. There are lenders who are happy to provide funding to businesses with poor credit although you may have to pay a slightly higher interest rate unless you are willing and able to provide security. Apply now and one of our finance specialists will be able to let you know what options are available to you.